Where Other Services Fail, We Excel!

Have you tried other credit repair services or strategies only to realize you have wasted thousands?

Frustrated with endless cycles of negative items dragging down your credit score?

Are you ready to start winning and take back your financial future?

We teach you how to fight back and WIN!

Learn More

Where Other Services Fail, We Excel!

Have you tried other credit repair services or strategies only to realize you have wasted thousands?

Frustrated with endless cycles of negative items dragging down your credit score?

We teach you how to fight back and WIN!

Learn More

Real People, Real Results

Listen to real stories from individuals who have not only removed negative items from their credit reports but, in some cases, even walked away with a check. These stories show how our course can empower you to take control of your credit and transform your financial future.

Eliminated $40,000 in debt and removed negatives from his report!

Sam

Eliminated $13,000 in debt and had negatives removed

Lisa

Eliminated debt, removed negative entries and RECEIVED A CHECK

Lilly

Is This Course Right For You?

You must be suing for an amount equal to or greater than what the lender claims you owe.
This course is not suitable if you are currently being sued by a lender or debt collector.
We provide expert guidance, but we are not attorneys and cannot offer legal advice

Note: Currently the purpose of this course is for suing lenders who enter negative items on your credit report and not the credit reporting agencies themselves.

Start Your Journey Today

How It Works

Take control of your credit in just three simple steps. Our process guides you from requesting the removal of negative items, to filing a small claim, and finally, to settling your case—often without even going to court. It’s your chance to clean up your credit and potentially cash in on bad credit along the way.

Request Removal

Collect the necessary documents to demonstrate the impact of negative items on your credit report and formally request their removal.

File a Small Claim

If the issue isn’t resolved, you can take legal action by filing a small claim.

Settle Out of Court

Most cases are settled before going to court, allowing you the possibility of caching in on bad credit.

Start Your Journey Today

Frequently Asked Questions

Navigating the world of credit repair can feel daunting, but you don't have to go it alone. Our Frequently Asked Questions section is designed to address common concerns, clarify key concepts, and provide you with the information you need to start your journey toward credit health.

Who am I suing?

Our course will show consumers how to sue lenders only for violations of the Fair Debt Collection Practices Act.

To sue a credit reporting agency, such as the big three, would take a higher court to be successful. This is why we choose small claims court because it is more friendly to consumers.

How long does it take?

Compared to standard credit repair methods, our method is quick, however, the time frame can vary from state to state or depending on the court case load.

A consumer should allow at least 2 months for the process to work
per account. Once the consumer has built confidence by succeeding with the first case, multiple cases can be litigated at the same time thereby speeding up the overall time frame to a clean report.

What comes off?

Good question! Our approach is restricted to addressing the issues of late payments, charge offs and collections.

What about Bankruptcy reports?

Bankruptcy reports are completely unauthorized entries on a credit report as the courts do not furnish such information nor do they guarantee the accuracy of the public record.

Currently, the course is restricted to information furnished
by lenders.

To remove entries made by the credit reporting agencies would require a court action in a higher court that would not be easy for the average consumer to conduct.
We are planning on providing an avenue for consumers in the future to be able to win in a higher court. Stayed tuned.

Costs?

Our program offers the most inexpensive and cost effective method of removing negative items from a credit report that is available.

Who else is going to offer to remove negative entries AND negotiate or eliminate the associated debt and or collect a check at the same time?

Does it work?

Hell yeah it works! However, different courts and different judges handle these cases differently so it may not
work the same all the time but, it works much better than standard credit repair. We have far more successes than failures.

Will the deleted items come back on my report?

With our method the consumer will have the final say on what happens to the credit report. In most cases the consumer will be negotiating with the attorney for the removal of any negative items by the lender. Once that agreement is made, the deletion will be final and will not be coming back!

Can I also eliminate the debt on the account at the same time?

With our process not only can a consumer remove negative items from the credit report but also negotiate or eliminate the debt associated with the account. The size of the debt, the small claims court money limit and a consumers ability to negotiate can determine whether the debt is reduced or eliminated. In most cases, the can be eliminated.

Download Our Credit Card Laws and Loopholes Guide

How To Stop Debt Collectors From Calling
Getting Collection Accounts Removed From Your Credit Report
Avoiding Credit Card Traps

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