Terms of Service

1. Acceptance of Terms

By accessing or using this website, you agree to abide by these Terms of Service. If you do not agree, you may not use this website or its services.

2. No Attorney-Client Relationship

We are not attorneys and do not provide legal advice. The materials and services offered through this website are for informational purposes only. If you require legal advice, please consult a licensed attorney.

3. Use at Your Own Risk

The use of our services and resources is at your own risk. While we strive to provide accurate and reliable information, we make no guarantees regarding the effectiveness or results of our credit repair strategies. We are not liable for any consequences resulting from the use of the information or services provided on this website.

4. Membership Fees and Refund Policy

All membership fees are non-refundable. By subscribing to our membership, you acknowledge and agree to this no-refund policy, regardless of the circumstances. Membership accounts are intended for individual use only and may not be shared. Any unauthorized sharing of accounts will result in immediate termination without refund.

5. Compliance with Laws

You agree to use this website and its services in compliance with all applicable laws and regulations. Any misuse of the information or services for fraudulent or unlawful purposes is strictly prohibited.

6. Intellectual Property

All content, materials, and resources provided on this website are the intellectual property of Creditlawguru.com. Unauthorized copying, distribution, or use of these materials is prohibited.

7. Limitation of Liability

To the fullest extent permitted by law, Creditlawguru.com and its affiliates, employees, and agents shall not be liable for any direct, indirect, incidental, or consequential damages resulting from your use of this website or its services.

8. Modification of Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting on this website. Your continued use of the website constitutes acceptance of any updated terms.

9. Termination

We reserve the right to terminate your access to this website and its services at our sole discretion, without prior notice, for any reason, including a violation of these Terms of Service.

10. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of the state or Oregon. Any disputes shall be resolved in the courts of that jurisdiction.

By using this website and subscribing to our membership, you confirm that you have read, understood, and agreed to these Terms of Service.